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Condo insurance can be confusing enough on its own.
Between reading your master policy and trying to decipher what is already covered, and making sure you get the right coverages and limits on the personal policy you’re getting, it can be a lot to digest.
So the last thing you want is to be working with a carrier who makes it even more complicated for you. We get it! You want an experienced insurance carrier who can understand your needs and provide you with a comprehensive condo insurance policy.
At Berry Insurance, we’ve helped thousands of condo owners get the right policy, and we work with several personal insurance carriers (some of which are highlighted in this article.) So we know a lot about what makes a thorough condo policy and a good personal insurance company.
And we don’t want you to have to wait much longer to settle on the right policy to protect your condo, so we’re here to help you make a confident decision.
Below, we’ll go over five of our favorite condo insurance carriers, in no particular order.
1. Safety Insurance
Founded in 1979, Safety Insurance provides excellent service to condo owners across Massachusetts.
According to their website, since they were founded they have had a “belief that we would succeed as a company if customers were given the best possible service.”
Their website claims they “offer a broad selection of coverage, including losses to your home and its contents from numerous perils and for liability to others arising from ownership or occupancy of your home.”
They also consistently offer great coverage at a great price, with discounts including loss free discounts, new home credits, fire and burglar alarm credits, and even a 20% discount for bundling home and auto policies.
We also love that Safety Insurance gives back to the community through The Safety Insurance Charitable Foundation and an employee gift matching program.
2. Plymouth Rock Assurance
The next on our list, Plymouth Rock Assurance has been providing personal insurance to the community since 1982.
On their website, they say “delivering insurance with kindness and humanity is still our job. It means genuinely caring about our customers, treating you like more than just a policy number and partnering with local insurance experts right in your neighborhood to help you navigate the complex world of insurance.”
For their condo insurance, they “offer a choice of overall coverage levels to better suit your situation in life. Depending on which level you pick, some additional coverage options may be automatically included with your policy,” according to their website.
They also offer discounts for advanced quoting, newer homes, claims free, new customers, and policy bundling.
Through the Plymouth Rock Assurance Foundation, and an employee matching program, Plymouth Rock actively gives back to the community.
We also love Plymouth Rock’s Resources Page, which provides clients with helpful resources about their insurance and risk management.
3. Quincy Mutual Group
Founded in 1851, Quincy Mutual Group has decades of experience offering great property insurance to Massachusetts residents.
Today, they work with over 500 independent insurance agencies to issue policies to condo owners and more across the state.
According to their website, “Quincy Mutual takes great care in designing our products and services to meet the needs of most insureds. The insurance requirements for each individual and business can vary tremendously. Only through a careful analysis of the exposures that need to be considered can an appropriate policy be recommended.”
4. Safeco Insurance
Founded in 1923, Safeco Insurance is a part of Liberty Mutual Insurance, a Fortune 100 company and the sixth-largest personal lines insurer in the country.
As an independent insurance agency, we love that in addition to just providing comprehensive condo insurance policies to Massachusetts residents, Safeco also values relationships with independent agents. In fact, they sell their products and services exclusively through independent agents. This means they care that their clients get matched with the right policy for them and have a great customer service experience.
5. The Norfolk & Dedham Group
The oldest carrier on the list, The Norfolk & Dedham Group has been serving the community since 1825.
And we think being a member of the community for 200 years says a lot about a company’s reputation.
“As a locally grown insurance company, we know the region, know the risks, and know the right coverage,” they say on their website.
Their online reviews praise an easy and informative claims process.
Insure your condo with a high quality carrier
We know deciding who to trust with your condo insurance can feel like a stressful decision, but fortunately, you have options.
Chances are, many of the carriers above could have a policy that is right for your needs and all of the specifications of your condo.
Like we said, we actually work with several of the carriers above, so if you’d like to talk to somebody about your insurance options, feel free to contact us!
But before you do, you may want to prepare yourself with this article: What Information do I Need for a Personal Insurance Quote? It will help you become fully prepared for a seamless quoting process. You can download the worksheet below to help prepare you for your personal insurance quote call.
