If you’re new to running a business, the prospect of getting business insurance can be a daunting one. Oftentimes, this is especially true for workers’ compensation.

A lot of people immediately dismiss the possibility of getting umbrella insurance because they don’t want to spend more money on insurance. We get it! You’re already paying for several different types of insurance. Why would you want to increase your bill to get additional, optional insurance that you may never need to use?

Imagine this: you spend a couple hundred dollars at the grocery store. You load your fridge and freezer up with your next week or two of meat, produce, milk, eggs, ice cream, maybe some of that fancy cheese you like?

As humans, we have health insurance available to us to help mitigate the cost of medical care.

Maybe your mortgage lender is requiring you to get flood insurance. Maybe you have flooding concerns of your own and want to make sure your home and belongings are reinforced against flood waters.

Condo insurance can be confusing enough on its own.