As I am writing this, it is a 70-degree fall day and just a week ago there was a blanket of snow on the ground. But what do you expect? This is New England.

So you have general liability insurance, professional liability insurance, worker’s compensation insurance, commercial auto, commercial umbrella, cyber insurance and more -- you think you are all set with a comprehensive business insurance policy.

Oh no … someone hit your car? A tree fell on your house? Your home was robbed? You’re kidding me! At Berry Insurance, we’ve seen it all, and in some cases … we’ve been there ourselves. We know in the moments after one of these disasters strike, it seems like the sky is falling.

Did you know, between 36-56% of small businesses are involved in some type of litigation every year? And of those, 25% of judgments cost those businesses an average $500,000 or more? For most small businesses, a $500,000 expense is a huge financial detriment, and could even mean the end of the business.

If you’re a business owner, it can sometimes feel like you’re drowning in your insurance policies. I mean, why the heck are there so many types of insurance in the first place? How do you know which policies you actually need and which ones might not be worth your money?

2020 sure has been the year of getting creative — especially when it comes to schooling. When the country shut down in March as a result of the COVID-19 pandemic, teachers, school officials and parents scrambled to come up with a plan for remote learning for the remainder of the school year. Now that school is back in session after summer break, parents, teachers, and students are taking even more innovative approaches to learning.