Whether you just bought a new home (congratulations!) or are just looking over your existing policy, you may be wondering “Why is my coverage amount more or less than my home value? How much home insurance do I actually need? Shouldn't my policy coverage just cover the market value of the house?"

Ahhh, trees. They’re beautiful to look at, create shade in your yard, and act as a habitat for the birds. But they also have more practical value -- they clean the air, slow water runoff, and buffer noise pollution. They even help save on energy costs and increase property value! They’re an appealing and sensible component of your property ... unless they fall on your home.

You wouldn’t trust just anybody with your life, so you shouldn’t trust just anyone with your life insurance.

Life insurance: It’s something that you don’t ever want to use, so of course it isn’t something you’re going to be thrilled about paying for.

We’re officially one month into a new year (and new decade) and many of us (myself included) are thinking about getting our finances in order and planning for the future.

If you just bought a condo, we’re sure you’ve already dealt with way more documentation than you wanted to. Well, we’re sorry to tell you … but, there’s more.