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Two years ago I was on my way to work and stopped at a red light. The truck in front of me went to far out and started to back up. I honked on my horn, but they didn’t stop. He backed up right into me. The truck had no damage but my front end had taken quite the beating. Thankfully nobody was injured and my car was driveable.

Selecting classes, buying books, and choosing a meal plan are just some of the steps students take to get ready for college. Parents, on the other hand, are worrying about how to pay for school, the safety of their child while away, and maybe even beginning to experience a little bit of empty nest syndrome. With all that hustle and bustle, making sure your child has adequate insurance coverage when going away to college can be easily forgotten.

Perhaps you live in the city, where public transportation is in abundance. Or maybe you live on a college campus and don’t have access to a car. If this sounds like you, it’s likely at one point or another you’ve found yourself in a situation where you need access to a vehicle.

Having a car accident can leave you feeling a bit anxious and overwhelmed. Aside from the adrenaline rush of making sure you and anyone else are safe and ok, your mind begins to race with a million questions.

So, you’ve got a new driver or a soon-to-be permitted or licensed driver in the house? Dare we say “congratulations”?

If you’ve ever bought a new car or taken out a lease on a new vehicle, you’ve likely heard of gap insurance. When you were filling out your loan/lease paperwork, you were told that you should buy this from the dealership, but may not have been given a good explanation of what it is.