Heard about wind deductibles or saw it on your current homeowners insurance policy and are unsure of what it is or if it applies to you? With claims from wind consistently ranking as one of the most common claims filed under home insurance policies, it’s important to ensure your home is covered for any potential claims.

If you are looking to insure your new home or are simply reviewing your existing policy, you may be wondering what your options are when covering your dwelling and personal property.

Secondary homes can provide you with the perfect getaway during a vacation, or can even offer investment possibilities for your future. If you are lucky enough to own a second home, or are looking into purchasing one, there can be a lot of stress and confusion regarding how to best receive insurance coverage for your new property.

Service line breaks can be damaging, costly, and can come seemingly out of nowhere - as the warning signs of potential breaks are often not visible to homeowners. Service lines run underneath your property and are essential in proving your home with water, gas, power, and many other important services.

If you own a home, or are looking into purchasing one, you will likely need to secure a homeowners insurance policy. Homeowners insurance is vital in protecting not only your dwelling, but also your belongings and family from any potential damages, such as fire, water, theft, liability, and more. However, when factors stand in the way of you receiving approval on your policy, it can feel like all hope is lost.

While your homeowners insurance is there for you when covered property or belongings are damaged or destroyed, it does not always mean you should be eager to file a claim right away.