The mission of any public entity is the same - being committed to serving its community and keeping its members safe. Public entities cannot fulfill these duties unless they are covered by insurance they can trust.

Two years ago I was on my way to work and stopped at a red light. The truck in front of me went to far out and started to back up. I honked on my horn, but they didn’t stop. He backed up right into me. The truck had no damage but my front end had taken quite the beating. Thankfully nobody was injured and my car was driveable.

Perhaps you live in the city, where public transportation is in abundance. Or maybe you live on a college campus and don’t have access to a car. If this sounds like you, it’s likely at one point or another you’ve found yourself in a situation where you need access to a vehicle.

Having a car accident can leave you feeling a bit anxious and overwhelmed. Aside from the adrenaline rush of making sure you and anyone else are safe and ok, your mind begins to race with a million questions.

“Full coverage”. It’s one of those terms that makes my neck twitch.

So, you’ve got a new driver or a soon-to-be permitted or licensed driver in the house? Dare we say “congratulations”?