You’ve finally made it through the workers’ comp quoting process. Your agent has asked you all sorts of complex questions about your business and every single one of your employees and now you think you’re finally in the clear, ready to move forward with a policy. Then your insurance agent asks you one additional question: “Do you want to sign up for payroll deduct?”

Having volunteers for your company or event is always a beneficial thing. But it isn’t without its risks. For instance, what happens if they get hurt while volunteering for you?

Employers’ liability and workers’ compensation: what’s the deal? Do they mean the same thing? Do I need both?

If you are a business owner hearing the words “workers’ compensation” and “credit'' used in the same sentence, your interest is probably piqued.

When it comes to hiring subcontractors or 1099 employees, there’s a lot to think about. From searching for and hiring the right professional, to making sure they’re onboarded correctly, and more – it can be stressful.

Not much can leave you questioning your own intelligence more than reviewing your workers’ comp policy.