Winter is just a few weeks away -- do you know what that means?

The leaves are changing colors, the air is becoming crisp, and the sky is getting darker earlier. You know what that means … snow is on the way. While this thought may make many New Englanders cringe, if you make money by snow plowing, you may actually be looking forward to it. But are you actually ready?

If you’re currently planning your company’s next large gathering or event for either employees or customers, then you know how many moving parts there are to worry about. Everything from parades, fundraisers, launch parties, and more can be an exciting yet hectic time for any business - making it important for you to safeguard your investment.

Do you hire any vehicles to perform work for your company? Do your employees ever use their personal cars to conduct company business? If so, you may have gaps in your insurance coverage.

Sometimes simply having insurance for your business isn’t enough. Being insured is of course the most effective way to ensure you are protected from various risks, but in certain situations, specifically when partnering with other businesses or hiring subcontractors, you need additional assurance that you’re protected.

Each town is a unique combination of its own citizens, history, and culture that helps to shape its community. The mission of a town’s public entities should be to serve their community and keep its members safe - something they will not be able to accomplish unless they are covered by insurance they can trust.