Your homeowners insurance policy is there to protect your property and assets in life's most devastating and unpredictable moments. While you can never be sure what damages will happen to your home, you should always strive to be prepared.

Whether you just bought a new home (congratulations!) or are just looking over your existing policy, you may be wondering “Why is my coverage amount more or less than my home value? How much home insurance do I actually need? Shouldn't my policy coverage just cover the market value of the house?"

Feeling like it’s time for a switch?

If you’re like us, then you’re probably looking at 2024 with some slight trepidation on what exactly the new year will have to offer. And believe us, we get it. Entering the new year can feel as daunting as it is exciting when we don’t know exactly what the year has in store for us.

Going through a divorce can be a difficult time for all parties involved. On top of all the adjustments you must now make in your personal life, there are plenty of practical matters that must be handled as well - including your insurance.

If you are in the market for new homeowners insurance, or are reviewing your current policy, then you know how daunting it can feel when deciding on the coverages you want for your policy.