If you’ve recently been spending your free time being driven around empty parking lots, then it’s likely your child is practicing to get their driver’s license soon. While undoubtedly an exciting time for any teen, it can leave parents with multiple questions regarding what exactly comes next.

Getting in a car accident and having to file a claim is one of the more stressful issues to have to deal with. But it can become even more stressful when you realize expensive business or personal property was also affected.

When it comes to auto insurance, not all policies are created equally. Whether your insurance provider quoted you with inadequate coverage or you weren’t aware of the limits you should have when getting a quote, many drivers discover their policy won’t cover as much of a claim or damages as they’d hope after it’s too late.

If you’ve recently been involved in your first car accident, then you know how stressful the entire event can be. Even if no one is seriously injured in the crash, you will still have to deal with serious financial consequences. Having to file a claim on your auto insurance policy due to any damages or losses can result in increases to your premium as well as surcharges being applied to your policy, which is frustrating for any driver.

Your apartment may feel like your safe space, but it doesn’t mean it’s exempt from all risks.

So, you know renters insurance covers all the “stuff” in your apartment, but what if that stuff isn’t actually inside your apartment?