Your auto insurance policy should protect you for any accident or claim you may encounter on the road. If you are reviewing your current auto policy or looking to build a new one, it can be a good idea to look at the most common claims drivers see to know what coverages you should add.

Your homeowners insurance policy is there to protect your property and assets in life's most devastating and unpredictable moments. While you can never be sure what damages will happen to your home, you should always strive to be prepared.

Whether you just bought a new home (congratulations!) or are just looking over your existing policy, you may be wondering “Why is my coverage amount more or less than my home value? How much home insurance do I actually need? Shouldn't my policy coverage just cover the market value of the house?"

Ahhh, trees. They’re beautiful to look at, create shade in your yard, and act as a habitat for the birds. But they also have more practical value -- they clean the air, slow water runoff, and buffer noise pollution. They even help save on energy costs and increase property value! They’re an appealing and sensible component of your property ... unless they fall on your home.

Feeling like it’s time for a switch?

Life insurance: It’s something that you don’t ever want to use, so of course it isn’t something you’re going to be thrilled about paying for.