If you’ve recently been involved in your first car accident, then you know how stressful the entire event can be. Even if no one is seriously injured in the crash, you will still have to deal with serious financial consequences. Having to file a claim on your auto insurance policy due to any damages or losses can result in increases to your premium as well as surcharges being applied to your policy, which is frustrating for any driver.

Your apartment may feel like your safe space, but it doesn’t mean it’s exempt from all risks.

So, you know renters insurance covers all the “stuff” in your apartment, but what if that stuff isn’t actually inside your apartment?

Recently, many of our clients are asking us why their insurance is getting so expensive, and trust us - we understand why! Just as rapid inflation is affecting so many parts of our daily lives, insurance is unfortunately no different. We know that price hikes can be frustrating, making it important to understand exactly what is causing these increases, as well as what you can do to get through this current market.

It’s not uncommon to think you don’t need renter’s insurance. Since you don’t own the property you rent, damages from what happens to it shouldn’t be up for you to pay for, right? Well …not exactly. While your landlord’s policy protects the building you live in, your personal belongings are not covered under that policy. You also aren’t protected in any way from getting sued by others.

All that stuff in your apartment? It’s important to you! You want it to be protected through renters insurance. But you don’t want it protected through just any insurance carrier. You want to work with a reputable company who you can trust to provide you with the right coverage at the right price.