Maybe you just bought a car. Maybe you aren’t happy with your current insurance provider. Or maybe your policy is expiring and you simply want to know your options.

Owning a car can at times be one of the more significant financial stressors of life. In addition to the car payments, gas, and general maintenance you budget for, you can also be hit with unexpected costly repairs — the last thing you want is to worry about is a pricey insurance policy weighing on your already-exorbitant vehicle budget.

Since the COVID-19 pandemic began, many people have been working from home and not visiting their usual stores or businesses, leaving less cars on the roads and more vehicles mostly dormant in driveways.

Selecting comprehensive and collision auto coverage is kind of like choosing ice cream.

If you’re not familiar with the rules of auto insurance, they can be confusing. For example: How do you know if you need to add someone else onto your auto policy? Actually, this rule happens to be fairly straight-forward. Generally, if someone is licensed, lives with you, and has regular access to your car, you should add them to your policy. This includes spouses, roommates, teenage children, or any other person living in your home.

If you don’t drive often, you may be intrigued by the idea of pay-per-mile/pay-as-you-go insurance models.