So you’re managing a commercial construction, renovation, or installation project -- we know you have a lot on your mind.

Most of the time, we’re all trying to be optimists — nobody wants accidents to happen, so we pretend they won’t. But in reality, accidents can happen to anyone, so it’s best to be practical and be prepared.

You know the saying: technology is a blessing and a curse.

Editor’s Note: This is one of a series of reviews about shopping with online insurance companies we will be putting out in the next several weeks. To ensure a dynamic perspective and full, balanced review, both Kaitlyn Pintarich, President of Berry Insurance with 17 years of insurance experience, and Corin Cook, Content Marketing Specialist of Berry Insurance who is brand new to the insurance industry, separately quoted themselves using Lemonade, making notes of their thoughts and impressions of the process and results.

Hey! Stop whatever you’re doing and read this important message … unless you’re driving -- in that case, put your phone down right now!

So you have general liability insurance, professional liability insurance, worker’s compensation insurance, commercial auto, commercial umbrella, cyber insurance and more -- you think you are all set with a comprehensive business insurance policy.