Business liability insurance you can count on

Yes.

It really is that simple. Whether you are a sole proprietor operating under your personal name, an LLC, partnership, non-profit or corporation - you need business liability insurance. In today's litigious world, you never know what you could be sued for. And without the proper protection, you’d be left paying for a claim out of pocket.

To learn more, read What Information Do I Need for a Business Insurance Quote?

That’s a great question, and unfortunately the answer is, we can’t answer that for you. Only you can. 

But what we do know is that typically the price for the “best” protection is nominal when compared to the price for “good” protection. We always recommend at least $1,000,000 of coverage to start. This might seem like a lot, but believe us when we say, you probably need to consider much more. 

For more information, check out Commercial Umbrella Insurance.

Well, it depends. While you may think you should be paying the same as someone else in your industry, the fact of the matter is, you’re different. The cost of your liability insurance will depend on a variety of factors, including your business type, industry, location, gross revenues, gross payrolls, subcontractor labor costs, and more.

For more information, read How Much Does Business Insurance Cost?

Your clients, vendors or suppliers may ask you for a “certificate of insurance” or proof of insurance coverage. This is a one-page document that outlines what you have for insurance. Your independent insurance agent can generate this document for you.

For more information, read What is a Certificate of Insurance and Why Do I Need it?