Keep your house home sweet home through unexpected disasters with homeowners insurance

In Massachusetts, homeowners insurance is required if you finance your home (and let’s be real, most of us do). But even if your home is paid off, you will more than likely still want the coverage. If you spend many years in your house, chances are you will have a claim once or twice, and even a simple claim can cost several thousands of dollars.

Without the coverage, you would be risking a huge financial setback -- potentially even the total loss of your home and all possessions. It’s not worth the risk to go without.

This isn’t an easy question to answer, and that’s because … it depends!

The amount of homeowners insurance your property needs is unique to your home’s location, size, construction, materials, possessions, risks, and more.

Reach out to one of our client success managers to get a more accurate assessment based on your specific conditions.

This question is not easy for us to answer. We aren’t hiding anything (we promise!) -- It’s just that it can vary greatly from property to property.

The cost of homeowners insurance depends heavily on your home’s location, size, materials, possessions, risks, the coverage limits and deductibles you select, and so much more.

Reach out to one of our client success managers to get a more accurate quote based on your specific home and needs.

If you’ve had an incident requiring a home insurance claim, don’t panic. Your insurance agent can help you navigate through it easily.

Once you’ve made sure you and your family are safe, you’ll want to gather information about the claim including what happened, when it happened, what was damaged, if anybody else was involved, and photos of the damage. 

Once you’ve collected that information, inform your insurance agent who will report it to your insurance company and get an adjuster assigned to review your claim information and make a determination.