Coverage for RVs

RV insurance to protect your adventure chariot, camping resort, or home-on-wheels

Your RV is more than just a car -- protect it (and meet MA requirements) with a unique insurance plan

What is RV insurance?

RV insurance is a lot like car insurance: it offers collision, comprehensive, liability coverage, and more for your recreational vehicle.

It protects you, the RV owner, from significant out-of-pocket expenses (from either damage or injury) if your RV were to be involved in an accident.

RVs do a lot more than just drive, so they need unique coverage to keep the good times rolling, not just the wheels.

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Check out these recreational vehicle statistics

We know you’re not excited about spending any more on your RV. But when you consider the risk and the value, RV insurance is an investment you can feel confident in.

Average cost of an RV

Average cost to insure an RV annually

$0M

Number of vehicle accidents in the U.S. per year

What is (and is not) covered by RV insurance?

We know you’re excited to put your RV to use, but wait! Before you hit the road, you’ll want to know what exactly RV insurance covers, and where there are limits, exclusions, and optional coverages.

What is typically covered?

Injuries to someone else for an accident you cause in MA

Medical bills and lost wages for you and your passengers

Any damage done to someone else’s vehicle or property

Coverage if you are involved in a hit-and-run

Coverage if you are hit by an uninsured driver

Damages to your recreational vehicle (optional)

Injuries to someone else for an accident you cause outside of MA (optional)

Glass or windshield replacement (optional)

Coverage if you are hit by someone with minimal insurance (optional)

Towing (optional)

What is not typically covered?

Damage from negligence or lack of vehicle maintenance

Personal property in your RV

Intentional bodily injury or property damage

Got RV insurance questions? We’ve got answers.

We know RV insurance can be confusing. You probably have loads of questions, so let’s get you started on the basics.

Do I need RV insurance?

How much RV insurance do I need?

How much does RV insurance cost?

What happens if I need to file a claim?

How RV insurance keeps your adventure chariot rolling

We know you already spent a ton on your RV and you don’t want to spend another dollar on RV insurance. But buying a policy ensures you can protect that RV and not be stuck with a huge out-of-pocket expense.

Physical coverage for your RV

RVs are worth a lot of money. If it gets damaged, you don't pay for the repairs … your policy does.

Coverage for your family drivers

Whether you have a newly licensed teen or your mother-in-law driving, your policy will defend in an accident anyone listed as a covered driver of your RV.

Coverage for accidents

Unfortunately, accidents happen. You’ll want a policy that will cover you for any property damage or injuries that you may cause to others.

Simplifying recreational vehicle insurance … one blog at a time

Find the answers to all your insurance questions through the helpful resources in our free online Learning Center.

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"Recent years with Berry and staff have been most beneficial to our family ... Friendly, prompt and efficient service with claims and general information needs were just a call away."

Walter V.

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Keep your RV moving with recreational vehicle insurance

Don’t get detoured by uncovered claims. Stay the course with the right RV insurance policy. Simply fill out this form and a member of our personal insurance team will be in touch.